Question 1

What is a Fractional CFO?

Accepted Answer

A Fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time or retained basis. You get CFO-level strategic finance expertise — including management reporting, forecasting, cash flow management, board reporting and commercial decision support — without the cost of a full-time executive. Typically, businesses paying $150K–$300K+ for a full-time CFO can access equivalent expertise for $1,500–$6,000/month through a Fractional CFO model.

Question 2

How is a Fractional CFO different from an accountant?

Accepted Answer

An accountant primarily handles compliance — tax returns, financial statements, BAS lodgements. A Fractional CFO works forward-looking: forecasting revenue and cash flow, analysing profitability by product or channel, building financial models for growth decisions, and advising on the commercial strategy of the business. Marginfy complements your existing accountant — we don't replace them.

Question 3

How many hours per month does a Fractional CFO engagement involve?

Accepted Answer

This depends on the tier. Starter engagements typically involve 4–8 hours per month; Growth engagements 8–16 hours; Strategic engagements 16+ hours. Hours are allocated to the highest-value activities each month — reporting, forecasting, advisory sessions and strategic projects.

Question 4

Does Marginfy work with businesses outside Melbourne?

Accepted Answer

Yes. Marginfy delivers services Australia-wide. All engagements can be conducted remotely via video call. We have experience working with businesses in Melbourne, Sydney, Brisbane, Adelaide and regional areas.

Question 5

What size businesses does Marginfy work with?

Accepted Answer

Marginfy primarily serves founder-led businesses generating between $1M and $50M in annual revenue. At this stage, businesses typically need CFO-level support but cannot justify a full-time hire. We also work with early-stage businesses preparing to scale, and larger businesses seeking specialist expertise in pricing, profitability or finance transformation.

Question 6

How quickly can we get started?

Accepted Answer

After an initial discovery call and proposal acceptance, most engagements can commence within 1–2 weeks. The onboarding process involves a finance function review, system access and scoping the first deliverables.

CFO-Level Strategic Finance, Without the Full-Time Cost

What a Marginfy Fractional CFO Delivers

Fractional CFO Retainer Packages

Starter

Growth

Strategic

Frequently Asked Questions

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